Starting Over, Again

Starting Over, Again

Starting Over, Again

Yes, I’m starting over.

It’s been almost a year since my last post.

I’ve taken hiatuses from this blog before but this time, I thought this was the end. My last post was a net worth update and I was crushin’ it! My credit card debt was almost gone, my savings were going up and up, everything was all good in the hood.

Then life happened. And now, I’m starting over.

In the midst of wedding planning, family stuff, and just life in general, this blog became a very low priority. Unfortunately, my finances went down the priority ladder along with it.

I was too embarrassed to come back and write about money when my money situation has totally veered off the path I wanted it to take. I feel like I’ve taken several hundred steps backwards in my financial journey and I didn’t want to tell anyone about it.

After all, how can someone who writes about financial independence and her hate of credit card debt have any credibility on a personal finance blog when she still has growing debt? Who in the world would listen to a girl who just keeps making mistake after mistake after mistake with her finances?

Well, I’m hoping you are listening. I’ve decided that I’m not writing for those who are already well on their way to financial freedom. I’m not writing for those who have completely tackled their debt and are free from those shackles.

No, I’m writing for someone like me. Someone who is early on in their financial journey. Someone who is just getting a grasp of what it means to want financial freedom. Someone who keeps making mistake after mistake. I’m writing for those who need to hear that starting over is okay and giving up isn’t.

No one is perfect. A lot of the blogs out there will show you a perfect plan that they followed step by step and how they’re completely crushing it with their finances. They are well on their way to millions in the bank, but I’m still here sitting in debt.

And that’ s okay. I’m writing for those who are starting over. Those who had a plan – heck, maybe several plans – and still feel like they’re 1,000 steps behind. Those who don’t even have a plan, who have no idea where to start.

If you don’t want to read about an imperfect person’s journey to financial freedom – cringe-worthy mistakes, stumbles, falls, and all – then I suggest that this is the last post you read of mine.

But if you want comfort in the fact that hey, not everyone in this world has got it all figured out yet, that at least one other person is starting over, then this is the place to be.

I hope you’ll stick around. Heck – I hope I’ll stick around 🙂



  1. Erika B. January 9, 2017

    Glad you’re back!

    • Lisa E. January 13, 2017

      Thanks Erika!

  2. Chris @ KeepThrifty April 7, 2016

    I like this post because, honestly, it’s just very real. Every one of us has times where we fall of track – the most important piece is whether you give yourself grace and give it another shot 🙂

    Great to see you are coming back to it!
    Chris @ KeepThrifty recently posted…Mortgage Math 101My Profile

    • Lisa E. April 9, 2016

      Thanks Chris!

  3. Rob @ Money Nomad April 6, 2016

    Best of luck getting started again! And honestly, hearing the lows can be just as helpful for people as hearing the highs. So don’t be discouraged!

    • Lisa E. April 6, 2016

      Thank you! Yeah, I’m hoping my mistakes can help out at least one person!

  4. Liz April 5, 2016

    Glad your back!

  5. DC @ Young Adult Money April 2, 2016

    Woohoo so great to have you back blogging! It’s really nice to see because typically once someone leaves the blogosphere they don’t come back.

    Really looking forward to reading your posts again!

    • Lisa E. April 6, 2016

      Thanks DC! That means a lot coming from you 🙂

  6. It’s good to have you back. I took time off blogging too and it’s totally okay to take a break. I will definitely be following your journey 🙂
    Eva @ Girl Counting Pennies recently posted…Our Family Budget RevealedMy Profile

    • Lisa E. March 31, 2016

      Thanks Eva!

  7. Welcome back Lisa, but I’m sorry it’s not under better circumstances. 🙁 I hope you really don’t think those perfect people are perfect. They aren’t. While “they” night have their financial life in order, their personal life might be falling apart, or they aren’t taking good care of themselves. I just don’t want you to feel bad about your situation. Everyone makes mistakes. Glad to see you back!

    • Lisa E. March 31, 2016

      Thanks Tonya 🙂 You’re right, I know I’m being hard on myself, and I need to get over it all and move on.

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