1. Tara @ Streets Ahead Living December 11, 2014

    Nice idea for irregular spending! I would say however, that it’s silly to pay interest for something like car registration IF you have the money in your emergency savings. If you pay your credit card bill in full, no worries, but adding money to your debt for a necessary expense all while paying the 18% or so interest is not good for you in the long run. I can see the clothes shopping being not deserving of e savings funds, but I would have used the emergency savings for the car expenses, at least this time around.

    • Lisa E. December 11, 2014

      I see what you’re saying, thanks for the input!

  2. Ciel Belle December 11, 2014

    I felt like my registration came out of nowhere. Its a good thing (or maybe bad) that AAA doesn’t accept credit cards so I had to dip into whats left of my savings. I literally had to pay the registration that day off… plus my car is older so there was also the smog check. Boo!

    I will need to do this next year for sure.
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    • Lisa E. December 11, 2014

      Right?? I know about the registration every year, yet I still keep getting surprised by it!

  3. Erin @ Journey to Saving December 10, 2014

    This sounds like a fantastic idea. Irregular expenses can be a pain, and it’s much easier when you save for them year round. Might as well make a separate savings account for it! I’ve actually been thinking of starting several savings accounts for gifts and other events that pop up throughout the year.
    Erin @ Journey to Saving recently posted…Being Grateful: Fifty-Fourth EditionMy Profile

    • Lisa E. December 11, 2014

      Having separate savings accounts for different goals really helps you visualize how much you have and how close you are to each goal! You should try it!

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