Lately, I have been dealing with a couple of little money problems. Nothing major, just annoying!
For example, a couple of weeks ago, my friends and I tried this place in Berkeley called Pizza Moda. Delicious pizza, I must say! But a few days later, I found that the restaurant charged me twice! I wanted to call the restaurant as soon as I saw the error, but they’re only open in the evenings while I’m either a) working overtime or b) commuting home.
Instead, I disputed the charge online with my bank Capital One 360 (formerly ING Direct). Initially, they wanted me to sign a form before they disputed the charge, but before I could print out that form, they already settled it and Pizza Moda sent my money back the next day!
Unfortunately, since I run a mostly zero-based budget, my checking account was super low at that point and I had to transfer a little bit of money from my emergency fund into my checking to cover those few days. It’s little instances like these that make me super relieved that I have an emergency fund in the first place!
The other annoying issue I’ve had to deal with lately was with my Clipper Card. For those who don’t know, Clipper Card is “a reloadable contactless smart card used for electronic transit fare payment in the San Francisco Bay Area. (thanks Wikipedia)”
As for as “reloadable” goes, the automatic reload function hasn’t been working for me for the past few months. I’ve called a couple times already, and each customer service person kept telling me to wait a few days. It wasn’t until I called this past week when someone finally realized there was an error on their part and that my automatic reload would be working the next day. Thank God, because I was tired of having to load my card with actual cash, which is a hassle with the old “add value” machines BART still has, instead of having it automatically withdrawn.
Again, nothing major. Just little, annoying problems that I’m glad are gone!
Last Week on LvL
Last week’s Links Lisa Likes – Board Game Night was all about my current favorite, frugal past time. Don’t miss last weeks fave links, too!
Kendrick Lamar is taking over the hip hop scene and also making bold money statements. Find out all about What Kendrick Lamar Can Teach Us About Money.
This Week’s LLL
Add the Sexy Back to Your Money at Any Stage of Finances – [Frugal Confessions]
Fun ways to make your finances not only fun, but also sexy!
Betting on Yourself – [Done by Forty]
Would you have the guts to go all-in on yourself?
Proof Banks Caused The Financial Crash: The Cancer Of MORE – [Financial Samurai]
It’s so funny to me when people think you’re up to no good when you’re satisfied with less!
Your Emergency Savings Is A Multi-Layered Beast. Why It’s Not Just About Money – [The Shop My Closet Project]
Michelle is right – there’s much more to emergency preparedness than having an emergency fund!
Hope y’all had a wonderful weekend!